Additional borrowing on your mortgage
Need to borrow more? If you're an existing mortgage customer you may be able to borrow more money against your property. We have a range of mortgage deals available.
Additional borrowing depends on your property re-valuation, income, affordability, and credit checks. Additional borrowing will be secured against your property, and the overall mortgage balance will increase.
Reasons for additional borrowing
- Home or energy efficient improvements
- Purchasing additional shares in your shared ownership property
- Purchasing land or property
- Personal reasons
- Repaying your Equity Loan in full
- Debt consolidation - you'll need to apply through a mortgage broker
Greener living
We offer Green Additional Borrowing for residential and buy to let properties. This product can help you finance energy efficient home improvements such as heat pumps or solar panels.
Your property could be repossessed if you don't keep up your mortgage repayments.
Steps to apply for additional borrowing
Step 1
What you could borrow
Find out how much you could borrow and your estimated monthly payments.
Step 2
Compare our products
Step 3
Get your Decision in Principle
For an existing application, call us on 03450 505 075.
For a new application, book a telephone appointment to speak to our mortgage team.


View our Greener living article for more information